Yes, traveler’s checks are still available in 2026 from issuers like American Express, AAA, and select smaller banks and credit unions.
Which banks still sell travelers checks?
In 2026, travelers checks are mainly sold by American Express, AAA, and Visa through partner banks like Citibank; most large banks such as Chase, Wells Fargo, and Bank of America no longer issue them.
American Express remains the most widely recognized issuer, with checks available online or by phone. AAA branches stock Visa traveler’s checks, often with no fee for members. Visa-branded checks are also accessible at hundreds of Citibank branches nationwide. Smaller credit unions and community banks may still offer them upon request, but availability varies by location. Honestly, this is the best option if you want the classic traveler’s check experience.
Can I get travelers checks at AAA?
AAA members can purchase Visa traveler’s checks at most AAA offices in the U.S. with no member fee as of 2026.
You’ll need to bring your AAA membership card and a valid ID to complete the purchase. While most offices stock checks on site, some may need to order them for pickup later that week. AAA also allows members to buy checks online and pick them up at a local branch. This service is especially useful for travelers heading to destinations with limited card acceptance. (Pro tip: Call ahead to confirm availability at your local branch.)
Does Walmart take traveler’s checks?
Only a limited number of Walmart stores accepted traveler’s checks as of 2022 and that policy has not changed; availability continues to be store-specific.
Call your local Walmart ahead of time to confirm if it still processes traveler’s checks. If accepted, most stores will cash them for up to $5,000 and allow you to use the funds toward purchases. Walmart typically charges a fee of $3.00 or more per check, depending on the store. Always bring valid identification when attempting to cash or use traveler’s checks at any retailer.
Does Bank of America sell travelers checks?
Bank of America does not sell or issue traveler’s checks as of 2026.
BoA phased out traveler’s checks several years ago and now promotes its travel credit cards and debit cards with no foreign transaction fees as alternatives. If you already have unused traveler’s checks, you can still deposit them into your BoA account, but the bank may place a hold and charge a clearing fee. Check with a branch or call customer service to confirm their current policy for depositing foreign checks.
Can I deposit a travelers check in my bank?
Yes, many banks will let you deposit traveler’s checks—including foreign currency versions—into your checking or savings account; however, some may charge a processing fee or place a hold on the funds.
Start by endorsing the check on the back, just like a personal check. Then, deposit it using your bank’s mobile app, ATM, or at a branch. Policies vary: some banks treat traveler’s checks like cashier’s checks with immediate availability, while others delay access for 1 to 5 business days. Contact your bank in advance to confirm fees and hold times, especially when depositing foreign currency checks.
What’s a good alternative to travelers checks?
In 2026, the best alternatives to traveler’s checks are no-foreign-fee credit cards and prepaid travel cards, which work globally and offer better exchange rates.
Issuers like Capital One, Chase, and Charles Schwab offer cards with no foreign transaction fees and robust fraud protection. Prepaid travel cards from Wise, Revolut, or major banks let you load multiple currencies and withdraw cash with low fees. These options are widely accepted, reduce the risk of loss or theft, and often include better exchange rates than traveler’s checks. Always notify your bank of international travel plans to avoid card blocks.
How do I cash American Express travelers checks?
Cash American Express traveler’s checks at currency exchange bureaus, banks, hotels, or merchants that display the American Express acceptance logo.
Bring your checks and a government-issued photo ID to a participating location. Some banks and hotels will exchange traveler’s checks for local currency at competitive rates. Merchants like department stores or tour operators may accept checks directly if they’re familiar with the brand. Always compare exchange rates and fees before converting to avoid overpaying. You can find nearby locations using the American Express traveler’s check locator tool online.
Does Wells Fargo offer travelers checks?
Wells Fargo no longer issues traveler’s checks as of 2026.
Wells Fargo discontinued traveler’s checks several years ago and now recommends using its international debit cards or travel credit cards with no foreign transaction fees. If you have existing traveler’s checks, you may be able to deposit or cash them at a Wells Fargo branch if you’re a customer. Fees and hold times may apply. Consider converting them to cash or using a prepaid travel card instead.
Can you cash a traveler’s check at an ATM?
No, ATMs do not accept traveler’s checks for withdrawal in 2026; you must exchange them at a bank, exchange bureau, or participating business.
ATMs are designed for card-based transactions, not paper instruments like traveler’s checks. Even if a machine reads a check, it won’t process it. Your best options are to visit a local bank branch or currency exchange office. Some international banks and forex kiosks will cash traveler’s checks for a small fee, often with lower rates than hotels or airports. Always bring ID and expect to sign the check in front of the cashier.
Can you cash checks at CVS?
CVS does not offer check-cashing services in any of its stores as of 2026.
While CVS accepts checks as payment for purchases, it does not cash personal, business, or traveler’s checks. You can use a check to buy items in store, provided you present valid identification. For check cashing, consider banks, credit unions, or dedicated check-cashing stores. CVS’s policy applies nationwide and has remained consistent for several years.
Can I cash a check at Walgreens?
Yes, Walgreens offers check-cashing services in most U.S. stores as of 2026, including personal and some business checks.
Walgreens typically charges $3.00 or more per check, depending on the amount and store location. You’ll need a valid government-issued ID to complete the transaction. The service is fast and convenient, especially when paired with in-store purchases. However, traveler’s checks are not accepted for cashing at Walgreens. Always verify with your local store before attempting to cash a check.
Can you buy travelers checks with a credit card?
You cannot purchase traveler’s checks directly with a credit card in 2026; most issuers treat the transaction as a cash advance, which incurs high fees and interest.
If you need traveler’s checks, buy them with a debit card or bank transfer from your checking account to avoid extra costs. Alternatively, use a no-foreign-fee travel card or prepaid card instead of carrying paper checks. Many travelers skip checks altogether and rely on digital payment options that work globally with lower fees and better security.
What’s the difference between a cashier’s check and a certified check?
A cashier’s check is generally better than a certified check because it’s backed by the bank and less likely to bounce.
With a cashier’s check, the bank guarantees payment, making it ideal for large transactions like real estate deposits. Certified checks are drawn on your personal account but verified by the bank, so they still carry your risk if funds are insufficient. Cashier’s checks typically cost $10 to $15, while certified checks may be cheaper but offer less protection. Use a cashier’s check when you need maximum security and acceptance.
Can old travelers checks still be cashed?
Old traveler’s checks never expire and can be cashed at any time, even decades after issuance.
American Express, AAA, and Visa all honor unused traveler’s checks regardless of age. You can cash them at banks, exchange bureaus, or participating merchants. If the checks are in foreign currency, you may need to exchange them for your local currency at a bank or forex provider. Fees may apply for processing old or foreign checks, so check with the issuer or your bank before attempting to redeem them. For more details on redeeming foreign currency checks, see our guide on where to get Euro traveler’s checks.
