ERISA law's nondiscrimination rules give employers the ability to vary contributions or waiting periods for different classes of employees
; however, the classifications must exist for bona fide business reasons.
Can a company have different rules for different employees?
In short,
employers may have different policies for different departments or job categories if those polices comply with existing federal and state laws
. Employers must also balance business needs with employee morale issues differing policies may create.
Do all employees need same benefits?
There are no federal laws requiring plans to provide the same benefit coverage to all employees
. However, some states have laws on certain benefits, such as paid sick leave, that apply to all of an employer's employees.
Can I have different waiting periods for different groups of employees?
Yes! You can assign different waiting periods to different groups in your company
. The only caveat is that you need to make sure each group is treated in the same way and officially established as a non-discriminatory class of employees in your benefits plan.
Are employers required to provide health insurance?
From a legal standpoint,
there is no federal law that says companies must offer health insurance to their employees
. However, employers' health insurance requirements do apply for some businesses depending on their size.
Which insurance is purchased by an employer for the benefit of a group of employees?
Employer-sponsored health insurance
is a health policy selected and purchased by your employer and offered to eligible employees and their dependents. These are also called group plans. Your employer will typically share the cost of your premium with you.
Can you treat employees differently?
Employers are allowed to treat workers differently based on their individual job performance
and can discipline and reward them differently based on that. It is also not unlawful for an employer to treat an employee differently because of personality differences.
What bosses should not say to employees?
- “Do what I tell you to do. …
- “Don't waste my time; we've already tried that before.” …
- “I'm disappointed in you.” …
- “I've noticed that some of you are consistently arriving late for work. …
- “You don't need to understand why we're doing it this way.
Is favoritism illegal at work?
The law doesn't prohibit poor management practices or general unfairness, and
favouring one employee over another based on their personality, work ethic, or even connection to you (if they are a relative or a friend of a friend) isn't illegal
.
What are the different classes of employees?
There are a number of classifications into which an employee might fall. These classifications include:
Full-time, Part-time, Temporary, Intern and Seasonal
. Employees are usually classified based on the hours worked, the expected duration of the job, and the job duties.
Can you offer different benefits to different employees UK?
The short answer is:
Yes! As long as the employer doesn't make these decisions on a discriminatory basis, offering different benefits to different employees is completely legal
.
What is a similarly situated employee?
Similarly situated refers to
one class of persons being alike in all relevant ways to another class for purposes of a particular decision or issue
.
What is the 90-day rule at work?
If an injured worker files a claim, a claims administrator has a responsibility to make an initial decision within 90 days. If they fail to accept or deny the workers' compensation claim before the deadline expires, they are liable by default. This is known as California '90-day rule' for workers' compensation.
Why is there a waiting period for health insurance?
Health insurance policies have waiting periods
to reduce the risk from the side of the insurer
. A health insurance works on the concept of gradual premium collection and risk sharing, and therefore health insurers can only start paying out claims once those insured, pay out their respective health insurance premium.
Can subsidiaries have different benefit plans?
Is It Legal to Offer Different Benefits Packages? Technically, there are no federal laws that require an employer to provide benefit plans with the same coverage to their employees. In fact,
employers can offer different benefits to different employees, as long as they treat “similarly situated individuals” equally
.
Which of the following requires large employers to provide health insurance coverage to all employees?
The federal Affordable Care Act (ACA)
includes a requirement that most “large employers” must offer health insurance.
What is the ACA employer mandate?
Employer mandate overview. Employers must offer health insurance that is affordable and provides minimum value to 95% of their full-time employees and their children up to the end of the month in which they turn age 26, or be subject to penalties. This is known as the employer mandate.
How many employees must an employer have for a terminated employee to be eligible for Cobra?
COBRA generally applies to all private-sector group health plans maintained by employers that have
at least 20 employees on more than 50 percent of its typical business days in the previous calendar year
. Both full- and part-time employees are counted to determine whether a plan is subject to COBRA.
Which of the following is not a group typically recognized as eligible for group insurance?
Which of the following is NOT an eligible group to obtain group life insurance? Group life insurance is limited to
employer groups
, multiple employer trusts, labor unions, group credit life insurance, and association plans.
What is the minimum number of people an employer can have to insure with a group policy?
To be eligible for small business health insurance, a company must have
between one and 50 employees
. That is considered a small business for purposes of purchasing group health insurance. If you have more than 50 employees, you'll need to: apply for large group coverage.
What defines a group in insurance?
Group Insurance health plans provide coverage to a group of members,
usually comprised of company employees or members of an organization
. Group health members usually receive insurance at a reduced cost because the insurer's risk is spread across a group of policyholders.
What is considered unfair treatment in the workplace?
Employers cannot harass employees or create hostile work environments. Examples of unfair treatment at work include, but are not limited to:
Hiring younger employees by firing the older employees within the company
. Spread gossip and rumors about an employee, regardless of whether the rumors are true or false.
What is it called when employees are treated differently?
Disparate treatment
is a way to prove illegal employment discrimination. An employee who makes a disparate treatment claim alleges that he or she was treated differently than other employees who were similarly situated, and that the difference was based on a protected characteristic.
Is favoritism in the workplace a form of discrimination?
Favoritism as Illegal Discrimination
If workplace favoritism is based on protected characteristics, then it is illegal discrimination
. For example, if a manager promotes only men or gives the best assignments and shifts to employees who share his religious beliefs, that would be discrimination.
