Does Health Insurance Cover Diving Accidents Needing Hyperbaric?

by | Last updated on January 24, 2024

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As a DAN Member,

you receive DAN Travel Assist and emergency medical evacuation coverage

. These benefits help for both diving and nondiving medical emergencies while you are on a trip. Your emergency medical evacuation coverage assists you when you travel at least 50 miles or more (80 km) from home.

Why do you need dive insurance?

Scuba diving insurance

protects divers from paying medical bills for life threatening injuries that may not be normally covered under health or travel insurance policies

. As a general rule, the deeper you dive, the better the chance that insurance won’t cover the dive.

What is included in DAN membership?

BENEFITS REGULAR MEMBERSHIP ENHANCED MEMBERSHIP Access To Purchase DAN Dive Accident Insurance ✓ ✓ 24/7 Emergency Hotline ✓ ✓ Medical & Safety Consultations ✓ ✓ Annual Individual Membership US$40 US$75

How long is DAN membership?

What is the coverage period for DAN Membership and the Dive Injury Insurance Plans?

12-Months

.

How much does DAN insurance cost?

Professional Type DAN Member Cost Nonmember Cost Optional Coverage
Equipment Liability


$349


$399
Excess Liability $569 $609 Tour & Travel Agent Liability $150 $158

Does Divers Alert Network have an app?

Published quarterly, Alert Diver is a benefit to members of DAN;

its companion website, AlertDiver.com, is available to all

. If you are a current DAN member (DAN America region), everything offered in this app is included in your membership and free to you!

Does scuba diving affect life insurance?


Scuba divers may find it harder to purchase life insurance due to the risk involved and may pay higher premiums

, depending on the risk level assessed by their insurance carrier.

What does Dan stand for in diving?

The

Divers Alert Network

(DAN) is the diving industry’s largest association dedicated to scuba diving safety. Serving scuba divers for more than 30 years, DAN provides emergency assistance, medical information resources, educational opportunities and more.

How much does it cost to be a PADI dive master?

How much does it cost? For a newly certified Open Water diver, with no additional certifications, the Master Scuba Diver program is

$1499

, and includes all of the following: Advanced Open Water Certification. Rescue Diver Certification.

What does Bwraf stand for?

The standard PADI pre-dive safety check uses the acronym BWRAF. This stands for

BCD/buoyancy, weights, releases, air, and final ok

. Following are some of the issues we most commonly see when it comes to buddy checks, and how to address them before getting into the water.

What is acronym of ATM?


Automated Teller Machine

(ATM)

How does nitrox diving work?

How Does EAN Nitrox Work?

Enriched air has more oxygen than air does, which reduces the percentage of nitrogen

. As a result, you inhale less nitrogen throughout the dive than if you’re using regular air.

Kim Nguyen
Author
Kim Nguyen
Kim Nguyen is a fitness expert and personal trainer with over 15 years of experience in the industry. She is a certified strength and conditioning specialist and has trained a variety of clients, from professional athletes to everyday fitness enthusiasts. Kim is passionate about helping people achieve their fitness goals and promoting a healthy, active lifestyle.