Examining HIL
helps us better understand barriers to health care access, as well as the financial and quality trends in a competitive health care market
(Barnes, Hanoch & Rice, 2015). Improving HIL is essential to supporting consumer health insurance decision-making by increasing their likelihood of being insured.
Does insurance improve health?
The best evidence suggests that
health insurance is associated with more appropriate use of health care services and better health outcomes for adults
.
What is health literacy and how can we improve it?
Health literacy means
your ability to collect and understand your health information so you can make the best decisions for your unique situation
. Advertisement. Only about 12% of adults in the United States have good health literacy, according to the U.S. Department of Health and Human Services.
Who is responsible for improving health literacy?
CDC
created a health literacy plan to improve how we develop and share health information and provide public health services to different audiences. We need this plan because limited health literacy is a national public health issue that affects almost 9 out of 10 adults.
What are 3 resources that someone can use to improve their health literacy?
Use the
Guidance & Tools resources, Plain Language resources, the tools and resources on Visual Communication and Testing Messages and Materials
to ensure your health information is accurate, accessible and actionable.
What is the impact of health insurance?
Research demonstrates that gaining health insurance
improves access to health care considerably and diminishes the adverse effects of having been uninsured
.
How does insurance affect healthcare?
Health insurance coverage is
an important determinant of access to health care
. Uninsured children and nonelderly adults are substantially less likely to have a usual source of health care or a recent health care visit than their insured counterparts.
How does lack of insurance affect health?
Lack of health insurance coverage may negatively affect health.
Uninsured adults are less likely to receive preventive services for chronic conditions such as diabetes, cancer, and cardiovascular disease
.
What areas of health literacy do you need to improve?
While choosing a healthy lifestyle, knowing how to seek medical care, and taking advantage of preventive measures are all benefits to individuals who understand and use health information,
access to information
is a key determinant of patient health literacy according to the World Health Organization.
What public health professionals can improve individual and organizational health literacy?
- Schedule interpreter services in advance of appointments.
- Facilitate patient education during group visits.
- Call patients to confirm their understanding of lab results or complex treatment instructions.
- Hold “brown bag” medicine reviews.
Who has low health literacy?
Low health literacy is more prevalent among:
Older adults
. Minority populations. Those who have low socioeconomic status.
What is one proven intervention that can improve health literacy?
Approaches to addressing limited health literacy include
improving patient-provider communication
, simplifying health information in educational materials, eHealth interventions (i.e., PCs and tablets with videos & interactive self-help tools), and efforts to improve underlying health literacy skills, such as the …
What causes poor health literacy?
A number of factors may influence an individual's health literacy, including
living in poverty, education, race/ethnicity, age, and disability
. Adults living below the poverty level have lower health literacy than adults living above the poverty level.
What are the 4 key components of having health literacy?
Dimensions of health literacy
Within the definition of health literacy as individual capacities, the Institute of Medicine [8] consider
cultural and conceptual knowledge, listening, speaking, arithmetical, writing, and reading skills
as the main components of health literacy.
What skills are needed for health literacy?
Health literacy is the use of a wide range of skills that improve the ability of people to act on information in order to live healthier lives. These skills include
reading, writing, listening, speaking, numeracy, and critical analysis, as well as communication and interaction skills
.”
How do you address low health literacy?
- Avoid one phrase with two interpretations. Even commonly used words such as “could” and “might” can be difficult to understand. …
- Write out acronyms and other new terms. …
- Avoid using common words in unusual ways. …
- Be culturally sensitive. …
- Ask open-ended questions.
What is an example of health literacy?
Examples of personal health literacy include
understanding prescription drug instructions, understanding doctor's directions and consent forms, and the ability to navigate the complex healthcare system
.
Is it better not to have health insurance?
Without health insurance coverage,
a serious accident or a health issue that results in emergency care and/or an expensive treatment plan can result in poor credit or even bankruptcy.
Does insurance normally result in an increase or decrease in medical spending?
Per enrollee spending by private insurance grew by 46.8% from 2008 to 2020 — much faster than both Medicare and Medicaid spending growth per enrollee (28.2% and 21.2%, respectively). Generally speaking,
private insurance pays higher prices for healthcare than Medicare and Medicaid.
What are the pros and cons of availing a healthcare plan?
Pros of health care plan are
Cashless hospitalization, Network Hospitals, No Claim bonuses, Add-ons, or Riders, Financial security, Affordable premium
. One of the main cons of having a health care plan is the cost, Pre-Existing Exclusion, Waiting Period, Co-Pay.
