Does Va Coverage Count As Health Insurance For My Spouse?

by | Last updated on January 24, 2024

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VA benefits for spouses, dependents, survivors, and family caregivers. As the spouse or dependent child of a Veteran or service member,

you may qualify for certain benefits, like health care, life insurance, or money to help pay for school or training.

Does VA benefits count as creditable coverage?


Enrollment in the VA health care system is considered creditable coverage for Medicare Part D purposes

. This means VA prescription drug coverage is at least as good as the Medicare Part D coverage.

How do I add my spouse to my VA benefits?

NOTE: Parents and spouses in common law marriages, cannot be added to your benefits online through eBenefits. To add a parent as a dependent, use VA Form 21-509, Statement of Dependency of Parents and to add a spouse from a common law marriage,

submit VA Form 21-686c, Declaration of Status of Dependents

.

Can I use VA health care and TRICARE?


If you retire and qualify for VA benefits, you can use your TRICARE and VA benefits together

. You will see the VA for service-connected conditions and use TRICARE for everything else.

Do I need Part D if I have VA benefits?

Drug coverage from the VA ( Affairs) is considered creditable prescription drug coverage, which means the coverage is at least as good as what Medicare drug plans provide, so

you do not need to enroll in a Medicare Part D plan

.

Do I need Part B if I have VA benefits?


The VA itself strongly recommends that veterans with VA health care also enroll in Medicare Parts A and B as soon as they become eligible

(unless they have group insurance from a current employer). Here's why: VA isn't set in stone and isn't the same for everyone.

Can I lose my VA health benefits?


If you're in one of the lower priority groups, you could lose your VA health care benefits in the future

. If you don't keep your private insurance, this would leave you without health coverage.

Does the wife of a veteran get benefits?

As the spouse or dependent child of a Veteran or service member,

you may qualify for certain benefits, like health care, life insurance, or money to help pay for school or training

.

Do you lose VA benefits if you get married?

A: Once VA has recognized a marriage for the purpose of one VA benefit or service, it will usually recognize it for other benefits or services unless there is a factual change in marital status, such as divorce or separation.

Can I add my family to my VA health insurance?

If I have a VA health plan, can my family sign up for insurance through Covered California? ​Yes. Even though you are covered by your VA health care enrollment,

your family members who are not eligible for a VA health care program may be able to receive health care coverage through Covered California

.

Can Veterans get TRICARE for family?

Does VA participate in the TRICARE Network? Yes, since 1995, all VA health care facilities have participated as TRICARE Network Providers.

VA can provide care for Active Duty Service Members, military retirees, & family members under their TRICARE benefit – on a space available basis

.

What is the difference between VA health care and TRICARE?

TRICARE Benefits VA Benefits Your services may vary depending on your health plan. Your eligibility and copayment depend on: Discharge, Service-connection, or Income Your TRICARE health plan's rules and costs will apply.

Do Veterans pay for TRICARE for Life?

If you use TRICARE For Life for a non-service-connected condition at a VA facility, the VA can't bill Medicare. When you get care from a non-Medicare provider (such as the VA)

TRICARE can pay only up to 20% of the TRICARE allowable charge

.

Does VA pay for OFEV?

If you are covered by any form of government-funded healthcare programs (Medicare, Medicaid, Tricare, VA, etc.),

you are not eligible for the program

. Also, if you are paying cash, you will not be eligible. If you are eligible, you may receive OFEV for as little as $0 per month.

Does the VA pay for all medical expenses?


All Veterans receive coverage for most care and services

, but only some will qualify for added benefits like dental care. The full list of your covered benefits depends on: Your priority group, and.

Can VA be billed as secondary?

Can the VA be secondary insurance to Medicare?

VA benefits aren't secondary insurance to Medicare

, as they cover care at different types of facilities. Yet, if you are eligible for both, enrolling in both can round out your health care.

Do I need Medicare if I have a VA disability?

If you have VA benefits,

you do not have to enroll in Medicare in order to keep your VA benefits

. That being said, the Veterans Administration actually recommends veterans enroll in Medicare when they become eligible.

Who Pays First Tricare or VA?

Other federal insurance includes medicare, medicaid, VA healthcare, or Indian Health Service coverage. If you are covered by one of these plans they pay before Tricare first.

If you are treated for a non-covered condition, Tricare pays first

.

What happens to my VA disability when I turn 65?

Even after veterans reach full retirement age,

VA's disability payments continue at the same level

. By contrast, the income that people receive after they retire (from Social Security or private pensions) usually is less than their earnings from wages and salary before retirement.

Who gets VA benefits after death?

To be eligible for this benefit,

the claimant must be the eligible surviving spouse and/or child(ren) of a deceased wartime Veteran, who meets specific income and net worth requirements

. Children may be eligible if they are any of the following: Under the age of 18.

Can you make too much money for VA benefits?


VA disability compensation is not income-based

. Thus, the amount of money a veteran makes in a given year has no effect on his or her compensation.

What is the income threshold for VA benefits?

VA Income Limits 2020

In 2020, the VA National Income Thresholds were as follows:

$34,171 or less if you have no dependents

. $41,005 or less if you have one dependent. $43,356 or less if you have two dependents.

How much does the VA pay for a spouse?

How Much Does VA Pay?

The basic monthly rate of DIC is $1,340 for an eligible surviving spouse

. The rate is increased for each dependent child, and also if the surviving spouse is housebound or in need of aid and attendance.

Do I get my husband's VA benefits if he dies?

If you're the surviving spouse, child, or parent of a service member who died in the line of duty, or the survivor of a Veteran who died from a service-related injury or illness,

you may be able to get a tax-free monetary benefit called VA Dependency and Indemnity Compensation (VA DIC).

What are the benefits of marrying a Veteran?
  • VA Education Benefits.
  • Readjustment Counseling.
  • Educational and Career Counseling.
  • State Specific Benefits.
  • Burial in VA Cemetery.
  • Burial in Arlington National Cemetery (if sponsor awarded Purple Heart, Silver Star or above)
  • Inurnment in Arlington National Cemetery.

James Park
Author
James Park
Dr. James Park is a medical doctor and health expert with a focus on disease prevention and wellness. He has written several publications on nutrition and fitness, and has been featured in various health magazines. Dr. Park's evidence-based approach to health will help you make informed decisions about your well-being.