How Much Is Private Health Care In Spain?

by | Last updated on January 24, 2024

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Around 19% of the Spanish population have some form of private healthcare coverage. Private insurance is also popular among expats. Private health insurance in Spain usually costs

between €50-200 a month

, depending on the coverage plan.

Can foreigners get healthcare in Spain?


Anyone working or residing in Spain may use both the public and private healthcare systems

, which are both free and funded by taxation and social security contributions. In Spain, the EU, EEA, and Swiss citizens who attain retirement age are eligible for free healthcare.

Is Spanish healthcare expensive?

Price Ranges. According to a study carried out by Eroski on 10 insurance companies in Spain based on 480 quotes,

prices for a basic policy for a single 35 year old with no children can range from €26 to €50/month

, with the average cost of private health insurance in Spain coming in at around €35.

Does Spain have private healthcare?


Spain has both public and private healthcare systems

. The public system provides free basic healthcare to those who contribute to the Spanish social security system and their families. The public system also provides free healthcare for retirees, including those from other EU countries.

How much money do you need to retire in Spain from UK?

Retirement in Spain also tends to be fairly low cost. You can retire comfortably on about

$2,000-2,200 a month, about $25,000-27,000 a year

. If you choose to live a bit further away from the big cities, you can retire at approximately $1,700-1,900 a month, which is about $20,000-22,000 annually.

Do British pensioners get free healthcare in Spain?

UK pensioner residing in Spain


You will receive medical care in the country where you live as long as you are entitled to medical care in the country you receive your pension from

, such as a State Pension or Government Pension. You must apply for the S1 form in the UK when you arrive in Spain.

Do expats living in Spain get free healthcare?

As an expat, you are currently entitled to free state healthcare if you are: Resident in Spain and work in employment or self-employment and pay social security contributions, A state pensioner, or. Staying temporarily in Spain and have a European Health Insurance Card (EHIC).

How good is Spanish healthcare?

Spain’s single-payer health care system is

ranked seventh best in the world by the World Health Organization

. The system offers universal coverage as a constitutionally-guaranteed right and no out-of-pocket expenses — aside from prescription drugs.

Is Spanish healthcare free?

The Spanish National Healthcare System (“Instituto Nacional de la Salud”), founded on Spain’s General Healthcare Act of 1986,

guarantees universal coverage and free healthcare access to all Spanish nationals, regardless of economic situation or participation in the social security network

.

How much does it cost to see a doctor in Spain?

Being registered with the national health system means that a visit to the doctors in Spain is free, as are non-elective treatments. Without state or private cover, the costs of visiting the doctors are on average:

Initial consultation: €40

.

Blood tests: €80

.

Is Spain’s healthcare better than UK?

POLL: Do you think the Spanish health care system is better than the UK’s NHS?

Spain’s health care system has been ranked the best in Europe and the third-most efficient in the world

, beaten only by those of Hong Kong and Singapore respectively.

How much is a hospital stay in Spain?

Medical Item Cost in Spain Average monthly medical premium for an individual €50
One-day hospital stay


€200
Primary Care visit €100 Specialist visit €150

Do you have to pay for hospital treatment in Spain?

With an EHIC or GHIC you can get medically necessary treatment in Spain on the same basis as a Spanish citizen. This means that

you’ll get healthcare services for free or at a reduced cost

.

What are the pitfalls of retiring to Spain?

  • Missing Family and Friends. It is the experience of many estate agents that the impulsion to move back to a home country comes from the female in a relationship. …
  • Marital Issues. …
  • Unrealistic Expectations. …
  • Cheaper Way of Life. …
  • Finding Work. …
  • Property Problems.

What are the disadvantages of living in Spain?


Missing ‘Home’

. Certainly a disadvantage to working in Spain is that you may miss your friends and family back home. Although they may not be too far away, in other words just a short flight, it can be hard and expensive to constantly be flying back especially if you have grandchildren back at home.

Do you pay council tax in Spain?


IBI is a local charge in Spain that is similar to council tax in the UK

. The letters I.B.I. stand for Impuesto sobre Bienes Inmuebles, literally an immovable property tax. Depending upon where in Spain your property is located you can expect to pay this expense either once or twice per year.

Can you live on 1000 euros a month in Spain?

Therefore, as a student,

it’s possible to live in Spain with 1,000 euros per month

, as the estimated monthly costs are 611.84€ without rent, according to Numbeo.

How much do you need to retire in Spain?

It’s possible to retire comfortably in Spain on about

$25,000 a year

. That breaks down to roughly $2,083 per month. Of course, it is possible to live in Spain on less — $20,000, for instance. This amount would make more sense if you decide to live farther from big cities and lead a more minimalist lifestyle.

Can British live in Spain after Brexit?

Can I still move to Spain now that the Brexit transition period has ended?

Yes, you can still apply for residency in Spain like other non-EU nationals

. There may be preferential rules introduced for UK nationals.

How long can you live in Spain without residency?

This rule simply states that you can live in Spain without residency for a maximum of

90 days

. After those 3 months, you need to either obtain a residence permit, or leave the country. And that is because the shortest stay option is the tourist (or Schengen) visa, which lasts exactly for 90 days.

What are the pros and cons of Spain’s healthcare system?

  • Pro: Expert doctors and services. …
  • Con: Different doctors each visit. …
  • Pro: Most prescriptions are covered or discounted. …
  • Con: Language barrier. …
  • Pro: You can go to any hospital to give birth. …
  • Con: Delays and a lack of flexibility.

Are taxes high in Spain?

In general, non-resident taxpayers are taxed at flat rate on income obtained in Spanish territory or which arises from Spanish sources, at the general rate of 24 percent for work income and at the rate of 19 percent on capital gains and financial investment income arising from Spanish sources.

James Park
Author
James Park
Dr. James Park is a medical doctor and health expert with a focus on disease prevention and wellness. He has written several publications on nutrition and fitness, and has been featured in various health magazines. Dr. Park's evidence-based approach to health will help you make informed decisions about your well-being.