Is Ford Fusion Expensive To Insure?

by | Last updated on January 24, 2024

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How much are Ford Fusion car rates? Ford Fusion insurance rates average $1,618 a year , or about $135 each month. You can expect to pay about $102 more per year to insure a Ford Fusion compared to the midsize cars average rate, and $95 more per year than the $1,523 average for all vehicles.

Is Ford Fusion expensive?

Given that the Ford Fusion has an average of $581 and that the average vehicle costs $651 annual — the Fusion is substantially cheaper to maintain.

Are Ford cars cheap insurance?

Rank 6. Ford F-150 Average annual insurance premium $1,505 Starting MSRP $28,745 Insurance as % of MSRP 5.24

How much is insurance for a 2010 Ford Fusion?

Average insurance rates for a 2010 Ford Fusion are $1,182 a year for full coverage. Comprehensive insurance costs around $210 each year, collision costs $340, and liability costs $474. Buying a liability-only policy costs as little as $522 a year, with high-risk insurance costing $2,556 or more.

How much is it to insure a Ford Fusion?

Year and model Annual cost for a 30-year-old Annual cost for an 18-year-old 2020 Ford Fusion $2,377 $5,537 2019 Ford Fusion $2,265 $5,262

Is the Ford Fusion a reliable car?

Is the Ford Fusion Reliable? The 2020 Ford Fusion a good predicted reliability rating of four out of five from J.D. Power.

Why are Ford Fusions so expensive to insure?

The reason Ford Fusion insurance is so expensive when compared to other similar models is primarily due to the extra cost for liability insurance . The Ford Fusion tends to have above average liability insurance claims, especially for personal injury and bodily injury claims.

What problems do Ford Fusions have?

While there are many serious Ford problems owners don't know about, the Fusion has well-documented issues with engine stalls, fire, loss of acceleration, transmission shifting, noisy creaks, leaks, tricky lug nuts, steering failures , among others.

Why was Ford Fusion discontinued?

2018 saw Ford begin discontinuation plans for the Ford Fusion Sport and the brand's other sedans in North America. Perhaps this shift was due to a strategic move by the company to focus more on vehicles the North American market was after.

Which year Ford Fusion is the best?

2012-2013 Ford Fusion – Appearing on Consumer Reports' Best Used Cars list, the Ford Fusion is a definite family car consideration. Best years for reliability are 2012 and 2013, while 2008-2009 and 2011 is just one notch below.

Is it cheaper to insure an older car?

Do Older Cars Cost More to Insure? Your rates for comprehensive coverage or collision coverage on an older vehicle may be lower than what you ‘d pay for those same coverages on a newer car that's worth more. ... Older cars are typically worth less, as their value depreciates over time.

What is the cheapest car to own and maintain?

  • 18 Cheap – Chevrolet Spark.
  • 17 Cheap – Volkswagen Jetta.
  • 16 Cheap – Toyota Corolla.
  • 15 Cheap – Honda Accord.
  • 14 Cheap – Kia Soul.
  • 13 Cheap – Hyundai Sonata.
  • 12 Cheap – Ford Edge.
  • 11 Cheap – Toyota Camry.

What is the most reliable car?

Ranking Model Reliability Score 1 SKODA KODIAQ 97.19% 2 HYUNDAI KONA 95.75% 3 MAZDA CX-5 95.64% 4 LEXUS NX 95.04%

How much does car insurance cost?

In the United States, the average car insurance cost is $1,674 per year for full coverage , or about $139.50 per month, according to 2021 data pulled from Quadrant Information Services. Minimum coverage costs an average of $565 per year.

What do u mean by insurance?

Insurance is a contract , represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients' risks to make payments more affordable for the insured.

What are the worst years for Ford Fusion?

The site declared the 2011 Fusion as the worst because it has higher repair costs and problems that appear at a lower mileage count. The 2011 model year has enough problems that Car Complaints has given it their “Clunker” status. Owners of the 2011 Fusion have dealt with power steering failures.

Ahmed Ali
Author
Ahmed Ali
Ahmed Ali is a financial analyst with over 15 years of experience in the finance industry. He has worked for major banks and investment firms, and has a wealth of knowledge on investing, real estate, and tax planning. Ahmed is also an advocate for financial literacy and education.