DAILY HOSPITAL CONFINEMENT BENEFIT: Aflac will pay $100 per day for the Period of Hospital Confinement when a Covered Person requires Hospital Confinement for a covered Sickness or Injury and a room charge is incurred. ... This benefit is payable once per Calendar Year, per Covered Person. No lifetime maximum.
Does Aflac pay if you have surgery?
Surgical Benefit Aflac will pay $50–$1,000 when a surgical operation is performed, including a vaginal or cesarean delivery, on a covered person for a covered sickness or injury in a hospital or an ambulatory surgical center. ... This benefit is not payable on the same day as the Hospital Confinement Benefit.
What does a hospital policy cover?
Hospital indemnity insurance is a supplemental insurance plan designed to pay for the costs of a hospital admission that may not be covered by other insurance. The plan covers employees who are admitted to a hospital or ICU for a covered sickness or injury . And it's available for companies with as few as two employees.
What is Aflac hospital choice?
Aflac Choice offers our best selection of hospital-related benefits to help with the expenses not covered by major medical , which can help prevent high deductibles and out-of-pocket expenses from derailing your life plans. If choosing the right coverage has given you one giant headache in the past, don't worry.
What is Aflac hospital indemnity plan?
Most claims are processed in about four days. But it doesn't stop there, having group supplemental Hospital Indemnity insurance from Aflac means that you will have added financial resources to help with medical costs or ongoing living expenses . The plan has limitations and exclusions that may affect benefits payable.
How much does Aflac pay for hospital indemnity?
Initial Hospitalization Benefit Aflac will pay $250 per period of hospital confinement** when a covered person is confined to a hospital for at least 24 hours for a covered sickness. This benefit is limited to one payment per calendar year, per covered person. No lifetime maximum.
Which of the following is not covered under basic hospital expense?
* D) drugs and X-rays. Physicians' services are not covered under a basic hospital expense policy, even in the case of surgery. The cost for a physician is covered under a basic surgical expense or basic physician's (nonsurgical) expense policy.
Does Aflac pay well?
The average employee at Aflac earns a yearly salary of $45,060 per year , but different jobs can earn drastically different salaries. The higher paying positions at Aflac include benefits advisor, sales associate, business analyst, and benefits consultant. A typical benefits advisor salary at Aflac is $91,103 per year.
How much does Aflac accident pay for surgery?
ACCIDENT SPECIFIC-SUM INJURIES BENEFITS: When a Covered Person receives treatment under the care of a Physician for Accidental Injuries sustained in a covered accident, Aflac will pay specified benefits ranging from $35– $12,500 for dislocations, burns, skin grafts, eye injuries, lacerations, fractures, concussion, ...
Does Aflac pay for hospital stays?
DAILY HOSPITAL CONFINEMENT BENEFIT: Aflac will pay $100 per day for the Period of Hospital Confinement when a Covered Person requires Hospital Confinement for a covered Sickness or Injury and a room charge is incurred. ... This benefit is payable once per Calendar Year, per Covered Person.
What will Aflac pay for?
What does the Aflac Accident Advantage policy include? A wellness benefit payable for routine medical exams to encourage early detection and prevention. Benefits payable for fractures, dislocations, lacerations, concussions, burns, emergency dental work, eye injuries, and surgical procedures.
What are the pros and cons of Aflac?
| Pros Cons | Quick claim payouts of the first $5,000 to help with immediate expenses No online quote option or policy details on website | Policies available directly from Aflac or through many workplaces |
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How much will Aflac pay me for a colonoscopy?
Aflac will pay $75 per calendar year when a charge is incurred for one of the following: breast ultrasound, biopsy, flexible sigmoidoscopy, hemocult stool specimen, chest X-ray, CEA (blood test for colon cancer), CA 125 (blood test for ovarian cancer), PSA (blood test for prostate cancer), thermography, colonoscopy, or ...
How much does Aflac pay for delivery?
The average pay for those covered is $3000 to $6000 . Apply for the program a full year prior to the birth of your baby – when the baby enters the world, your only concern will be naming him!
What illness does Aflac cover?
That's the benefit of an Aflac group Critical Illness plan.
It can help with the treatment costs of covered critical illnesses, such as cancer, a heart attack or a stroke . More importantly, the plan helps you focus on recuperation instead of the distraction and stress over out-of-pocket costs.
How much does Aflac pay for xray?
C. X-RAY BENEFIT: Aflac will pay $25 when a Covered Person requires an X-ray while receiving emergency treatment in a Hospital or a Hospital emergency room for Injuries sustained in a covered accident.
